Bank card authentication is a verification business email list service consisting of bank card number + (name + ID number + mobile phone number reserved by the bank). Currently, it mainly includes: bank card two-factor authentication, bank card three-factor authentication, and bank card four-factor authentication.
Application industry: Now in the sub-control audit and identity verification links of various governments, enterprises, and third parties in need of Internet finance, loans, guarantees, payments, travel, insurance, human resources, and online car-hailing, it is necessary to use them. Bank card authentication, which also proves from the side that bank card verification has a very wide range of applications in everyone's life.
5. Payment Erqing
Platform products must comply with regulations, avoid "capital pools", and avoid "two clearing" and other risk issues.
"Second clearing" refers to secondary clearing and settlement, which means that after an institution with clearing and settlement qualifications settles funds to a merchant connected to the network, the merchant then clears and settles the funds to downstream sub-merchants. If the merchant does not have clearing and settlement qualifications, it will It belongs to the "Second Qing".
The essence of "Erqing" is that an institution without clearing and settlement qualifications provides clearing and settlement services.
6. Bulk payment
Batch payment means that customers can generate data files in the format required by the bank, submit batch payment files through the online banking interface, and submit dozens or hundreds of payment instructions to the bank for processing at one time, thereby greatly reducing the workload of customer financial staff. .